Why Health Insurance is Important | Columbers The Jazz Site

Its quite normal that one never thinks of getting sick but one does, in reaction to that one never saves enough money to catch up with the times when one really needs it especially for health purposes. It happens in every home that going for a dream holiday is always considered better to save the money, or going to a favorite restaurant is more preferable, nobody actually thinks that what if in the near future I get a knee injury, what if I get to remove my appendix. These are the real uncertainties of life, and these are the worst predator that eats on fear and life. That where health insurance plays its role.

Lets suppose that you are in a situation of severe heart disease and that requires an immediate operation but you dont have enough savings, there are certain options on which you can act. First, you live your whole life in despair, by saving certain amount of money every time. You disappoint yourself and your children by not giving them what they want, by not doing what you want, quitting dream after dream. Yes, till the end you would have enough money but just to get it saved, you would have a lot to go through. Second option is to borrow some money from your relatives or acquaintances. This is considered easy but n reality the most difficult thing to do, because it strikes straight on your pride. You end up with lost dignity no matter how hard you try to suppress this very fact. There is easiest and painful way that is to do nothing at all and just pray, live your life in fear and keep on living like that till your end, though you wont make a very good example out of yourself. Another option is to compromise, all your life! Quit holiday plans, eat average, buy average, make your kids study average, and Eureka you made yourself enough saving for your forthcoming unpredictable days. This will strike your pride, not instantly, but soon when you will feel guilty about the way of your life or the way of life your children would be leading. All of these options are surely painful and hard, so one last option is to apply for health insurance.

Health insurance is like saving but with more benefits and opportunities that minimizes your expenses, for a certain period of time you have to pay a certain amount of money to the insurance company, and as by the terms of policy that you bought, when the time period is over you can select payments for yourself and the overall criteria for those payments. Moreover, you can keep on investing. Health insurance policies make sure the security of your life in number of ways by providing you with an appropriate health plan for you and your children.

These insurance providing companies stay affiliated with the healthcare department and the leading hospitals, this affiliation makes sure that the policyholders get a premium discount in times when they need healthcare. Even the insurance policy plans have these statements of affiliation and discount that one gets. Health insurance helps in letting you invest more an spend less, in the beginning when one opts out to buy a policy the whole healthcare plan is discussed and a certain amount of money is presented to the buyer that consist of whole healthcare plans, these are directly related with your current health situations. This plan covers up most of the money that would be required in the times of risk. So, health insurance sure is a great way of investing and saving.

Source: http://www.columbusjazz.com/why-health-insurance-is-important/

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